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3 Ways to Buy a Home with NO MONEY DOWN in 2025

Ready to become a homeowner in 2025—even if you’ve owned before?

Join us for a FREE educational workshop where you'll learn how to buy a home with little to no money down using real, accessible programs available in California.

Whether you're a first-time buyer, looking to buy again, or interested in duplex financing, this workshop will give you the tools and knowledge you need to take the next step confidently.

What You’ll Learn:
CalHFA MyHome Access Program – Get up to 5.5% in down payment assistance for first-time buyers
100% Duplex Financing (FHA Pathway) – Live in one unit, rent out the other—no down payment required
Options for Repeat Buyers – 5–8% down programs + $5,000 lender credit to reduce closing costs

About Your Host:

Luz Lluncor is a top 1% Mortgage Originator and CalHFA-Approved Loan Officer with over 25 years of experience helping buyers just like you. Based in Downey, CA, Luz is committed to helping families build wealth through homeownership.


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July 17

The Market is Yours—Let CalHFA Open the Door