This event will provide valuable information about available assistance options, qualification guidelines, and practical steps to prepare.

Are you planning to purchase your first home in 2026? Join us for an educational seminar designed to prepare and empower first-time homebuyers through CalHFA loan products, down payment assistance programs, and the Dream for All Program.

This event will provide valuable information about available assistance options, qualification guidelines, and practical steps you can take now to prepare for homeownership.

📍 Location:
Los Nietos Library – Meeting Room
8511 Duchess Dr
Whittier, CA 90606

🗓 Schedule:
5:30 PM – Registration
6:00 PM – 7:00 PM – Educational Seminar
7:00 PM – 8:00 PM – Loan Application Scenario Workshop

During the workshop portion, attendees are encouraged to bring income and financial documents for live loan application scenario review and guidance.

📩 All registrants will receive approval application forms prior to attending.

Hosted by:
Luz Lluncor
CalHFA Preferred Loan Officer
NMLS #227914

Presented by:
Leanne Walker
CalHFA’s Trainer

Event Sponsor:
Millennial Realtors

This event supports our mission to educate and prepare first-time homebuyers for successful homeownership in 2026.

🏡 CalHFA Dream For All Explained: First-Time Homebuyer Workshop

Join us for an informative workshop designed to help first-time buyers understand the path to buying a home in today’s market.

In this session, we’ll break down the CalHFA Dream For All Program and other down payment assistance options that could help make homeownership more accessible. We’ll also share practical tips to strengthen your credit and explain the key steps you can take now to prepare for buying a home.

Whether you're just starting to explore or actively planning to buy, this workshop will give you the clarity and guidance you need.

✨ What you'll learn:
• How the CalHFA Dream For All Program works
• First-time buyer down payment assistance programs
• Credit tips to help you qualify
• Steps to get financially prepared to purchase your home

📅 Date: March 10
⏰ Time: 5:30 PM – 6:30 PM
💻 Location: Online via Zoom

Presented by:
Luz Lluncor
CalHFA Preferred Loan Officer
NMLS #227914

Homebuyer Workshop – Featuring the CalHFA Dream For All Program

Join me for a fun and empowering Homebuyer Workshop where we break everything down in a simple, clear way so you can feel confident about your path to homeownership.

In this webinar, we’ll cover:
✅ CalHFA Dream For All Program
✅ First-time buyer down payment assistance programs
✅ Simple tips to boost your credit and strengthen your buying power
✅ The tools and steps you need to feel ready to buy
✅ What’s happening in the current market and interest rates so you can time your next move with confidence

📅 Thursday, March 5th
⏰ 6:00 PM – 7:00 PM
💻 Live Webinar via Zoom

Presented by:
Luz Lluncor
CalHFA’s Preferred Loan Officer
NMLS #227914

Online Event: CalHFA Loan, Assistance Options & Dream for All Program

Are you thinking about buying a home but worried about the down payment?

Join us for an informative and timely webinar covering the Dream For All Program — a powerful homebuyer assistance program designed to help eligible buyers achieve homeownership sooner.

This session will walk you through everything you need to know about the program, how it works, who qualifies, and how to prepare before applying.

The webinar will be presented by Luz Lluncor, CalHFA Preferred Loan Officer, who will provide expert insight and answer your most important questions about the process.

What You’ll Learn

During this one-hour session, we’ll cover:

• What the Dream For All Program is
• How down payment assistance works
• Shared appreciation explained in simple terms
• Eligibility requirements
• Income limits and first-time buyer guidelines
• How to apply step-by-step
• Documents you’ll need to prepare
• Common mistakes to avoid
• Live Q&A with a CalHFA Preferred Loan Officer

Who Should Attend?

This webinar is perfect for:

✔ First-time homebuyers
✔ Renters planning to buy within the next 12 months
✔ Buyers who need help with down payment funds
✔ Anyone curious about CalHFA programs
✔ Real estate agents working with first-time buyers

If you’ve been waiting for the “right time” to buy, this session will give you clarity and actionable next steps.

Why Attend?

The Dream For All Program has specific guidelines, funding timelines, and qualification requirements. Understanding how it works before applying can make a significant difference in your success.

By attending, you’ll leave with:
• A clear understanding of your eligibility
• Confidence about the process
• A preparation checklist
• Direct access to expert guidance

How to Join

After registering, you will receive a confirmation email with the webinar access link.

Space may be limited. Early registration is encouraged.

About the Presenter

Luz Lluncor
CalHFA Preferred Loan Officer
Specializing in first-time homebuyer programs and down payment assistance solutions. Luz has helped many families navigate CalHFA programs and achieve sustainable homeownership through education, transparency, and strategic planning.

¡California Dream For All ha regresado! 🏡✨

Asistencia para el enganche para compradores por primera vez

¿Quieres comprar tu primera casa en California pero el enganche te detiene? Este programa puede ayudarte a hacerlo realidad.

Únete a nuestro webinar informativo donde aprenderás:

✔ Cómo funciona el programa California Dream For All
✔ Quién califica para la asistencia
✔ Cómo aplicar correctamente
✔ Fechas importantes y cómo prepararte
✔ Qué debes tener listo antes de que abran los fondos

📅 Fecha: 26 de febrero de 2026
⏰ Hora: 5:30 PM – 6:30 PM PST
📍 Ubicación: En línea (recibirás el enlace al registrarte)
🎥 Incluye sesión de preguntas y respuestas en vivo

Los fondos son limitados y el programa genera mucha demanda. Prepárate con anticipación y aumenta tus oportunidades.

Dream For All Program: Everything You Need to Know

About This Event

Are you thinking about buying a home but worried about the down payment?

Join us for an informative and timely webinar covering the Dream For All Program — a powerful homebuyer assistance program designed to help eligible buyers achieve homeownership sooner.

This session will walk you through everything you need to know about the program, how it works, who qualifies, and how to prepare before applying.

The webinar will be presented by Luz Lluncor, CalHFA Preferred Loan Officer, who will provide expert insight and answer your most important questions about the process.

What You’ll Learn

During this one-hour session, we’ll cover:

• What the Dream For All Program is
• How down payment assistance works
• Shared appreciation explained in simple terms
• Eligibility requirements
• Income limits and first-time buyer guidelines
• How to apply step-by-step
• Documents you’ll need to prepare
• Common mistakes to avoid
• Live Q&A with a CalHFA Preferred Loan Officer

Who Should Attend?

This webinar is perfect for:

✔ First-time homebuyers
✔ Renters planning to buy within the next 12 months
✔ Buyers who need help with down payment funds
✔ Anyone curious about CalHFA programs
✔ Real estate agents working with first-time buyers

If you’ve been waiting for the “right time” to buy, this session will give you clarity and actionable next steps.

Why Attend?

The Dream For All Program has specific guidelines, funding timelines, and qualification requirements. Understanding how it works before applying can make a significant difference in your success.

By attending, you’ll leave with:
• A clear understanding of your eligibility
• Confidence about the process
• A preparation checklist
• Direct access to expert guidance

Free Homebuyer Workshop: The 6 Essential Steps to Buying a Home

Thinking about buying a home but not sure where to start?

Buying a home doesn’t have to feel overwhelming. Whether you’re a first-time buyer or planning your next move, this Free Homebuyer Workshop will walk you through the process step by step with guidance from trusted real estate and mortgage professionals.

In this live webinar, you’ll gain clarity, confidence, and practical tools to help you move forward with your homeownership goals.

What You’ll Learn

✔️ The 6 Essential Steps to Buying a Home
✔️ How to access down payment & closing cost assistance programs
✔️ A step-by-step guide to getting mortgage-approved
✔️ What lenders and realtors look for in a strong buyer
✔️ Live Q&A with mortgage and real estate experts

This session is educational, pressure-free, and designed to empower you with real information you can use right away.

Date & Time

📅 Thursday, February 19, 2026
⏰ 6:00 PM – 7:00 PM
📍 Online Webinar (link provided after registration)

Meet Your Hosts

Andrea Zamora

Realtor®
DRE# 02087633

Andrea brings expert knowledge of the local real estate market and helps buyers confidently navigate every step of the homebuying journey.

Luz Lluncor

Loan Officer
NMLS# 227914 / 1850

Luz specializes in helping buyers understand financing options, loan programs, and assistance opportunities to make homeownership more accessible.

Who Should Attend

• First-time homebuyers

• Renters thinking about buying

• Buyers with questions about credit, income, or savings

• Anyone curious about down payment assistance programs

Why Attend

✅ Free & educational
✅ No sales pressure
✅ Expert insights you won’t find on Google
✅ Get your questions answered live

Frequently Asked Questions

Is this event really free?
Yes! This workshop is completely free to attend.

Do I need to be pre-approved to join?
No. This workshop is perfect whether you’re just starting or already exploring options.

Will this be recorded?
Live attendance is recommended so you can ask questions, but details will be shared during the event.

How do I join the webinar?
After registering, you’ll receive the webinar link via email.

CalHFA Dream For All Webinar with Jay Figueroa

Buying a home in California just got more possible than you think.

Join us for an informative live webinar covering the Dream For All Down Payment Assistance Program, designed to help qualified buyers purchase a home with significant upfront assistance.

Whether you’re a first-time homebuyer or unsure where to start, this session will walk you through the program, eligibility requirements, and next steps so you can move forward with confidence.

What You’ll Learn

• What the Dream For All program is and how it works

• Who qualifies for down payment assistance

• How much assistance you may receive

• The homebuying process step-by-step

• Common mistakes to avoid

• Live Q&A to get your questions answered

Event Details

📅 Date: Wednesday, February 18
⏰ Time: 5:30 PM – 6:30 PM
💻 Location: Online (Webinar link provided after registration)

Who Should Attend

• First-time homebuyers

• Renters thinking about buying

• Buyers struggling with down payment funds

• Anyone curious about California housing assistance programs
  
  🏠 Presented By:

Luz Lluncor
CalHFA-Approved Loan Officer

• 25+ years of experience

• Helped hundreds of first-time homebuyers

• Local market expert
  NMLS #227914

In- Person Event: Dream For All Program Workshop (CalHFA)

Thinking about buying a home in California but struggling with the down payment? Join us for an in-person workshop to learn about the CalHFA Dream For All Program and how it can help qualified buyers with up to 20% down payment assistance.

This educational session will break down how the program works, who qualifies in 2026, and what steps you can take now to be ready when the program becomes available.

What You’ll Learn

✔ Who qualifies for the Dream For All Program in 2026
✔ How the 20% down payment assistance works
✔ How to position yourself now to be prepared
✔ Key requirements and expectations for first-time buyers

Speaker

Luz Lluncor
CalHFA Preferred Loan Officer
NMLS #227914

Event Details

📅 Date: Saturday, February 7
📍 Location: South Whittier Library
11543 Colima Rd., Whittier, CA 90604

⏰ Time:
• Registration begins at 10:30 AM
• Workshop starts at 11:00 AM

Who Should Attend

• First-time homebuyers
• Buyers interested in down payment assistance
• Anyone planning to buy a home in California in the next 6–18 months

Hosted By

New World Mortgage
In partnership with Millennial Realtors

📞 Questions? Call or text: (562) 448-6775
📸 Instagram: @millennial_realtors

Planning to buy your first home in 2026?

This session is perfect for first-time homebuyers who want clarity, realistic expectations, and clear next steps to position themselves for success.

Join us for an educational Zoom session designed to help you understand how the Dream For All program works and how to prepare before applications open.

💡 What You’ll Learn

✅ What the CalHFA Dream For All Program is and how it works
✅ Who may qualify and key eligibility requirements
✅ How shared appreciation works (in simple terms)
✅ Steps you can take now to prepare financially and strategically
✅ Common mistakes to avoid before applying

👥 Who Should Attend

• First-time homebuyers in California

• Buyers interested in down payment assistance

• Anyone planning to purchase a home in the next 6–18 months

⏱ Agenda

• 5:00 – 5:45 PM: Program overview & preparation tips

• 5:45 – 6:00 PM: Live Q&A

🎟 Registration

Space is limited.
Register now to reserve your spot and receive the Zoom link.

Thinking about buying your first home in California and curious about the CalHFA Dream For All Program?

This session is perfect for first-time homebuyers who want clarity, realistic expectations, and clear next steps to position themselves for success.

Join us for an educational Zoom session designed to help you understand how the Dream For All program works and how to prepare before applications open.

💡 What You’ll Learn

✅ What the CalHFA Program is and how it works
✅ Who may qualify and key eligibility requirements
✅ How shared appreciation works (in simple terms)
✅ Steps you can take now to prepare financially and strategically
✅ Common mistakes to avoid before applying

👥 Who Should Attend

• First-time homebuyers in California

• Buyers interested in down payment assistance

• Anyone planning to purchase a home in the next 6–18 months

⏱ Agenda

• 6:00 – 6:30 PM: Program overview & preparation tips

• 6:45 – 7:00 PM: Live Q&A

🎟 Registration

Space is limited.
Register now to reserve your spot and receive the Zoom link.

Thinking about buying your first home in California and curious about the CalHFA Dream For All Program?

This session is perfect for first-time homebuyers who want clarity, realistic expectations, and clear next steps to position themselves for success.

Join us for a 30-minute educational Zoom session designed to help you understand how the Dream For All program works and how to prepare before applications open.

💡 What You’ll Learn

✅ What the CalHFA Dream For All Program is and how it works
✅ Who may qualify and key eligibility requirements
✅ How shared appreciation works (in simple terms)
✅ Steps you can take now to prepare financially and strategically
✅ Common mistakes to avoid before applying

👥 Who Should Attend

• First-time homebuyers in California

• Buyers interested in down payment assistance

• Anyone planning to purchase a home in the next 6–18 months

⏱ Agenda

• 5:30 – 5:45 PM: Program overview & preparation tips

• 5:45 – 6:00 PM: Live Q&A

🎟 Registration

Space is limited.
Register now to reserve your spot and receive the Zoom link.

Thinking about buying your first home in California and curious about the CalHFA Dream For All Program?

Join us for a 30-minute educational Zoom session designed to help you understand how the Dream For All program works and how to prepare before applications open.

This session is perfect for first-time homebuyers who want clarity, realistic expectations, and next steps to position themselves for success.

💡 What You’ll Learn

✅ What the CalHFA Dream For All Program is and how it works
✅ Who may qualify and key eligibility requirements
✅ How shared appreciation works (in simple terms)
✅ Steps you can take now to prepare financially and strategically
✅ Common mistakes to avoid before applying

👥 Who Should Attend

• First-time homebuyers in California

• Buyers interested in down payment assistance

• Anyone planning to purchase a home in the next 6–18 months

⏱ Agenda

• 5:30 – 5:45 PM: Program overview & preparation tips

• 5:45 – 6:00 PM: Live Q&A

🎟 Registration

Space is limited.
Register now to reserve your spot and receive the Zoom link.

Learn how CalHFA and the Dream For All program are helping buyers in Ventura County and surrounding areas achieve homeownership.

Thinking about buying your first home but not sure where to start? Join us for an informative CalHFA & Dream For All First-Time Homebuyer Workshop designed to help you understand today’s homebuying programs, down payment assistance options, and the steps to homeownership in California.

This educational session will walk you through:

• CalHFA loan programs for first-time buyers

• The Dream For All shared appreciation program

• Down payment and closing cost assistance options

• How to prepare financially to buy a home

• The homebuying process from pre-approval to keys

Whether you’re just starting to explore homeownership or actively planning to buy, this workshop will give you clarity and confidence.

🎤 Presented By

Leanne Walker
CalHFA Trainer

🏠 Hosted By

Luz Lluncor
CalHFA-Approved Loan Officer

• 25+ years of experience

• Helped hundreds of first-time homebuyers

• Local market expert
  NMLS #227914

🤝 Sponsored By

Stacey Hayes
Real Estate Agent | Compass

📅 January 10, 2026
📍 Newbury Park Library
🕘 Registration opens at 9:30 AM

✨ Limited seating available. Registration is required.
Don’t miss this opportunity to learn how CalHFA programs can help make homeownership possible for you.

Strengthen your knowledge of CalHFA & Dream for all programs for first time buyers

Are you looking to close more first-time homebuyer transactions using CalHFA—without deals falling apart?

Join us for an in-person educational session designed specifically for real estate agents who want to confidently structure CalHFA offers, avoid common mistakes, and successfully guide first-time buyers to the closing table.

This session will break down CalHFA guidelines in a clear, practical way so you can write stronger offers, pre-screen buyers correctly, and improve your overall success rate with down payment assistance programs.

🔍 What You’ll Learn:

• Who actually qualifies for CalHFA
• Income and purchase price limits (and common misreads)
• MyHome & ZIP assistance explained
• How to write offers sellers will accept
• How to pre-screen buyers before submitting offers
• Top reasons CalHFA deals fall apart—and how to avoid them

🎤 Presented By:

Leanne Walker
CalHFA Trainer

🏠 Hosted By:

Luz Lluncor – CalHFA-Approved Loan Officer
• 25+ years of experience
• Helped hundreds of first-time buyers
• Local market expert
NMLS #227914

📅 Event Details:

Date: January 8, 2026
Time: 10:00 AM – 11:00 AM PST

Location:
Rancho Southeast Board
10900 E 183rd Street, Suite 120
Cerritos, CA 90703

👉 RSVP Now – Limited Seats Available

Start preparing now for the 2026 CalHFA programs!
Join us for a free live webinar with Leanne Walker to learn how the CalHFA Down Payment Assistance (DPA) and Dream For All (DFA) programs can help you purchase your first home in 2026.

These programs are- designed to make homeownership more accessible for Californians by offering powerful down payment and closing cost assistance. Whether you're planning ahead or getting ready to apply soon, this webinar will guide you through the latest updates and help you get prepared early.

What You’ll Learn:

✅ Updates for CalHFA and Dream For All programs for 2026
✅ Who qualifies and how much assistance is available
✅ Steps to get pre-approved and ready to apply

Who Should Attend:

• First-time homebuyers

• Renters preparing to buy

• Anyone interested in CalHFA assistance programs

Featured Speaker:

🎤 Leanne Walker - CalHFA’s Trainer

A must-attend event for first-time buyers looking to prepare early and learn how to qualify for CalHFA assistance programs.

Get Ready for 2026: CalHFA Loan Products, Assistance Options & Dream for All Preview

Perfect for first-time buyers who want to understand CalHFA programs, learn the steps to qualify, and position themselves for success before applications open.

Join us for a free in-person seminar designed to prepare you for the upcoming 2026 homebuyer assistance opportunities. Whether you’re buying your first home or exploring options, this session will walk you through CalHFA’s suite of loan products and provide an early preview of the anticipated Dream for All program.

What You’ll Learn:

✔ Overview of CalHFA loan products
✔ Down payment & closing cost assistance options
✔ What we know so far about the anticipated Dream for All return
✔ How to prepare now for 2026
✔ Income, credit, and documentation guidelines
✔ Live Q&A with CalHFA experts

Presented By:

🎤 Leanne Walker
CalHFA Trainer

🎤 Luz Lluncor (NMLS #227914)
CalHFA Preferred Loan Officer – New World Mortgage

Event Sponsor:

Sandra Reyes Aceian
Supporting our mission to educate and prepare first-time homebuyers for 2026.

Event Details:

📅 December 11, 2025
🕕 6:00 PM PST
📍 Lawndale Library – Meeting Room
14615 Burin Ave, Lawndale, CA 90260

🎟 FREE event — registration required.
Seats are limited!

Registration starts at 5:30 pm

Must RSVP and confirm

A must-attend event for first-time buyers looking to prepare early and learn how to qualify for CalHFA assistance programs.

Get Ready for 2026: CalHFA Loan Products, Assistance Options & Dream for All Preview

Perfect for first-time buyers who want to understand CalHFA programs, learn the steps to qualify, and position themselves for success before applications open.

Join us for a free in-person seminar designed to prepare you for the upcoming 2026 homebuyer assistance opportunities. Whether you’re buying your first home or exploring options, this session will walk you through CalHFA’s suite of loan products and provide an early preview of the anticipated Dream for All program.

What You’ll Learn:

✔ Overview of CalHFA loan products
✔ Down payment & closing cost assistance options
✔ What we know so far about the anticipated Dream for All return
✔ How to prepare now for 2026
✔ Income, credit, and documentation guidelines
✔ Live Q&A with CalHFA experts

Presented By:

🎤 Leanne Walker
CalHFA Trainer

🎤 Luz Lluncor (NMLS #227914)
CalHFA Preferred Loan Officer – New World Mortgage

Event Sponsor:

Millennial Realtors
Supporting our mission to educate and prepare first-time homebuyers for 2026.

Event Details:

📅 December 10, 2025
🕕 6:00 PM PST
📍 Lawndale Library – Meeting Room
14615 Burin Ave, Lawndale, CA 90260

🎟 FREE event — registration required.
Seats are limited!

Registration starts at 5:30 pm.

Must RSVP and confirm

Buying your first home can feel overwhelming — but with the right tools and guidance, it doesn’t have to be. Join us for an informative session where we’ll break down how CalHFA’s loan and down payment assistance programs can make homeownership more achievable than you think.

This event is perfect for first-time homebuyers who want to understand their financing options, learn about low-interest loans, down payment assistance, and closing cost support available through the California Housing Finance Agency (CalHFA).

Our team of mortgage professionals will guide you through:

• How CalHFA programs work and who qualifies

• The step-by-step process to apply

• How to combine CalHFA assistance with other programs

• Tips to prepare for homeownership and avoid common mistakes

Whether you’re just starting to explore or ready to take the next step, this session will empower you with the knowledge and confidence to move forward on your homeownership journey.

✅ Ideal For:

• First-time homebuyers

• Renters exploring affordable homeownership options

• Anyone interested in CalHFA programs

🎯 You’ll Learn:

• First time homebuyer Down Payment Assistance Programs

• Dream for All program coming in 2026!

• Step-by-step Guide how to get Pre-approved

Don’t miss this opportunity to discover how CalHFA can open the door to your first home.

Buying your first home can feel overwhelming — but with the right tools and guidance, it doesn’t have to be.

Buying your first home can feel overwhelming — but with the right tools and guidance, it doesn’t have to be. Join us for an informative session where we’ll break down how CalHFA’s loan and down payment assistance programs can make homeownership more achievable than you think.

This event is perfect for first-time homebuyers who want to understand their financing options, learn about low-interest loans, down payment assistance, and closing cost support available through the California Housing Finance Agency (CalHFA).

Our team of mortgage professionals will guide you through:

• How CalHFA programs work and who qualifies

• The step-by-step process to apply

• How to combine CalHFA assistance with other programs

• Tips to prepare for homeownership and avoid common mistakes

Whether you’re just starting to explore or ready to take the next step, this session will empower you with the knowledge and confidence to move forward on your homeownership journey.

✅ Ideal For:

• First-time homebuyers

• Renters exploring affordable homeownership options

• Anyone interested in CalHFA programs

🎯 You’ll Learn:

• First time homebuyer Down Payment Assistance Programs

• Dream for All program coming in 2026!

• Step-by-step Guide how to get Pre-approved

Don’t miss this opportunity to discover how CalHFA can open the door to your first home.

Must RSVP and confirm

Join Leanne Walker and Luz from New World Mortgage as they share key updates and tips to get prepared before applications open.

Planning to buy your first home in 2026? Don’t miss our free live webinar on November 17 at 6PM to learn how CalHFA Down Payment Assistance and Dream For All can help make homeownership possible for you.

What you’ll learn:

✅ Updates for CalHFA and Dream For All programs for 2026

✅ Who qualifies and how much assistance is available

✅ Steps to get pre-approved and ready to apply

Don’t wait — secure your spot today and start preparing to buy your home with CalHFA in 2026!

Don’t miss this opportunity to discover how CalHFA can open the door to your first home.

Must RSVP and confirm

Buying your first home can feel overwhelming — but with the right tools and guidance, it doesn’t have to be. Join us for an informative session where we’ll break down how CalHFA’s loan and down payment assistance programs can make homeownership more achievable than you think.

This event is perfect for first-time homebuyers who want to understand their financing options, learn about low-interest loans, down payment assistance, and closing cost support available through the California Housing Finance Agency (CalHFA).

Our team of mortgage professionals will guide you through:

• How CalHFA programs work and who qualifies

• The step-by-step process to apply

• How to combine CalHFA assistance with other programs

• Tips to prepare for homeownership and avoid common mistakes

Whether you’re just starting to explore or ready to take the next step, this session will empower you with the knowledge and confidence to move forward on your homeownership journey.

✅ Ideal For:

• First-time homebuyers

• Renters exploring affordable homeownership options

• Anyone interested in CalHFA programs

🎯 You’ll Learn:

• First time homebuyer Down Payment Assistance Programs

• Dream for All program coming in 2026!

• Step-by-step Guide how to get Pre-approved

Don’t miss this opportunity to discover how CalHFA can open the door to your first home.

Tired of renting? It’s time to make your money work for you!

Join us for a free in-person CalHFA Homebuyer Workshop at the South Whittier Library on Wednesday, October 29th at 6 PM.

Learn how CalHFA’s Down Payment Assistance Programs can help you buy your first home — even if you don’t have a big down payment saved.
Our local experts will walk you through:

• How CalHFA loans and assistance programs work

• Who qualifies and how to apply

• Steps to prepare for homeownership

🏡 Get Ready for CalHFA's Dream for all Shared Appreciation Loan Program,opening early 2026! 🌟

Free Virtual Information Session

📅 Date: Thursday, October 23, 2025
🕕 Time: 6:00 PM (Pacific Time)
💻 Location: Virtual Event — Zoom (link provided after registration)

💰 Be Prepared When the Dream For All Program Reopens in 2026!

The CalHFA Dream For All Shared Appreciation Loan is coming back soon — and this is your chance to get ahead of the crowd!

Join New World Mortgage for a free online session where we’ll explain how to qualify, how the funds work, and what steps you can take now to be ready when the 2026 application window opens.

💡 What You’ll Learn

✅ How the Dream For All Shared Appreciation Loan works
✅ Who qualifies as a first-time and first-generation homebuyer
✅ How to receive up to 20% of your home’s price (or up to $150,000) for down payment or closing costs
✅ What the shared-equity repayment means and when it applies
✅ 2026 income limits, documents, and eligibility rules
✅ How to get prequalified early with a CalHFA-approved lender
✅ Other CalHFA programs available if Dream For All funds are limited

👥 Who Should Attend

• Renters hoping to buy in 2026

• First-generation buyers looking for financial assistance

• Families interested in building generational wealth

• Real estate agents or housing professionals who want to learn program updates

Join us for an insightful and timely online webinar, hosted by GSFA in partnership with Freddie Mac, designed exclusively for real estate professionals. This session will provide you with the knowledge, strategies, and tools to better understand today’s housing market, overcome client challenges, and position yourself for success in an evolving industry.

Topics Covered

• Housing Market Conditions
  Get a comprehensive overview of current housing trends, challenges, and opportunities shaping the real estate landscape.

• Who is Buying in Today’s Market?
  Learn about today’s homebuyer demographics, motivations, and emerging buyer segments to help you tailor your approach effectively.

• Homebuying Barriers and Needs
  Explore common financial, logistical, and emotional barriers buyers face—and discover strategies to help your clients overcome them.

• Mortgage Professionals as an Integral Resource
  Understand the vital role lenders play in the homebuying process and how collaboration can ensure a smoother, more successful transaction.

• HFA Advantage Loan Product
  Dive into the features and benefits of Freddie Mac’s HFA Advantage program, designed to help low- to moderate-income borrowers achieve homeownership with flexible options and competitive rates.

Why Attend?

• Stay up to date with the latest housing market insights.

• Strengthen your ability to serve a diverse client base.

• Network with industry experts and peers.

• Gain actionable strategies to address common buyer challenges.

Everything you need to become a confident buyer.

🏡 CalHFA Homebuyer Webinar

September 22 | 6:00 – 7:00 PM | Online

Take the first step toward owning your home! Join our live webinar with special guest Leanne Walker from CalHFA and learn how down payment assistance programs can help make homeownership possible.

Why Attend?

• ✅ Qualify for down payment assistance programs

• ✅ Prepare your credit and finances to buy sooner

• ✅ Ask your questions live to experts and get answers in real time

Ready to become a homeowner in 2025—even if you’ve owned before?

Join us for a FREE educational workshop where you'll learn how to buy a home with little to no money down using real, accessible programs available in California.

Whether you're a first-time buyer, looking to buy again, or interested in duplex financing, this workshop will give you the tools and knowledge you need to take the next step confidently.

What You’ll Learn:
✅ CalHFA MyHome Access Program – Get up to 5.5% in down payment assistance for first-time buyers
✅ 100% Duplex Financing (FHA Pathway) – Live in one unit, rent out the other—no down payment required
✅ Options for Repeat Buyers – 5–8% down programs + $5,000 lender credit to reduce closing costs

About Your Host:

Luz Lluncor is a top 1% Mortgage Originator and CalHFA-Approved Loan Officer with over 25 years of experience helping buyers just like you. Based in Downey, CA, Luz is committed to helping families build wealth through homeownership.

The time to buy is now—and we’re here to show you how.

Join our free class and discover how CalHFA can help you become a homeowner with:

✅ Down Payment Assistance
✅ Lower Monthly Payments
✅ Expert Guidance from Start to Finish
✅ Real Buyer Testimonials

The purpose of this seminar is to educate the community about purchasing with Down Payment Programs. Learn what options are available for first-time homebuyers and the homebuying process. Let us help you prepare for the next steps.

El propósito de este seminario es educar a la comunidad sobre cómo comprar con los Down Payment Programs. Conozca qué opciones están disponibles para los compradores de vivienda por primera vez y el proceso de la experiencia de compra de una vivienda. Permítanos ayudarlo a prepararse sobre los pasos que debe seguir.