CalHFA Dream For All
Dream For All Voucher registration will open again in early 2026
We are excited to announce that the Dream For All Shared Appreciation Loan program will be opening again in early 2026. We are currently working through the waitlist, and anticipate having funds remaining once all waitlist members have used or cancelled their vouchers.
Lenders and brokers can begin working with potential borrowers to prepare pre-approval letters, and get buyers ready for the random selection process.
Program Highlights
Offers up to 20% for down payment or closing costs, not to exceed $150,000
Homebuyer must register for a voucher. A randomized drawing will select registrants who will receive the voucher. This will not be first-come, first-served.
Eligibility
At least one borrower must be a first-generation homebuyer.
At least one borrower must be current resident of California.
All borrowers must be first-time homebuyers.
Income must meet CalHFA Income Limits for the county you are purchasing in.
Documents Needed
Government ID: Passport, driver’s license, state-issued ID, military ID, permanent residence cards, visas or employment authorization documents
Foster care documentation (if applicable): Foster Care Verification Form/Letter or court documents
The DFA Voucher application will require information for both parents of the designated first-generation borrower(s) including:
Name
Date of birth
Date of death (if applicable)
Current address
Proof of parent relationship
Birth Certificate
Adoption papers
California Housing Finance Agency | www.calhfa.ca.gov
Current Status
The Dream For All application window is now closed for new applications. If you have already applied and wish to check the status of your application, please access the Voucher Portal, and keep an eye on the email account you used to apply.
Want to see if you qualify for other loan programs?
Fill out some info and we will be in touch shortly! We can't wait to hear from you!
FAQ- Frequently Asked Questions
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Schedule a 15-min call with us and we can guide you through the first steps.
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Before our initial call, you may want to have this list of documents and information available to help answer questions that they will ask you:
Pay stubs
Bank statements
Employment history
Previous tax returns
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ONLINE: eHome's eight-hour Homebuyer Education and Counseling course is the only online course accepted by CalHFA. (fee: $99) Other online courses like Frameworks and HomeView are not acceptable because they do not provide a one-hour, 1-on-1 counseling follow-up session.
IN-PERSON or VIRTUAL: Live Homebuyer Education and Counseling in-person or virtually though NeighborWorks America or any HUD-Approved Housing Counseling Agency
(fee: varies by agency)
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Only one occupying first-time borrower on each loan transaction.